You may have money and want to keep it secure, so you opt for a savings account in a bank. Are you happy with the low interest rates? Maybe becoming a private lender in the real estate business will be a better option for you. If you keep your money in a savings account, you only get 2% to 3% interest.

If you invest it in real estate, you can earn as much as 5 to 6 times more in interest while still being fully secured. It is a mutual growth. Real Estate investors are making handsome profits by utilizing your money and in return, they will give you a very high rate of return as well.

Even though some real estate investors have other resources to borrow from, they truly prefer private lenders. This is because getting funds from the private lender is an easy and a time saving process. You are in total control here.

Funds from stale stocks sitting earning no returns

It is common practice to invest money in the stock market. Many investors who are frustrated with the low rates from banks invest their money in the stock market. And then they spend sleepless nights worrying if their stocks are going up or down. They have no control. Are you one of them? Do you want to control your own investment, and make at least five to six times more interest?

And there are better alternatives than the stock market, which always suffers its ups and downs. Maybe it's time to sell some of the "dogs" you may have and become a private lender which ensures good returns. You can invest your money short or long term but you always have the option of keeping your money working in short intervals and keep doing new investment deals with your real estate investor. So you get the benefit of a long term investment without having to commit your money more than a few months at a time. This also helps you sleep at night!

A significant point to note is that when investing in the stock market you have to depend on the broker's predictions. But in the case of real estate investments, it is entirely your decision where you will put your money. In fact, this investment opportunity makes it quite convenient for you to choose your terms according to your requirements.

Perhaps you own your own home… or two or three! And if you've owned your home for a number of years, you've probably built up some nice equity, even as much as a few hundred thousand dollars! But whatever the case - $100,000, $200,000, or $1,000,000 - you can tap into that and get an equity line of credit at a small percentage, like 3% to 5%, depending on the market.

So you borrow it at say 4% and then go and lend that amount out to the real estate investor to earn 15% to 20% and keep the difference You are making the spread, just like a legal bookie! Or better yet, just like the bank.

So borrowing money from your home at say 4%, and lending it out at 18%, nets you 14% interest on money that is hidden in your home. Not too bad of a deal.

Funds from your Self Directed Retirement Accounts

Can I do this?...Yes you Can!

Harness the power of real estate in an IRA to make tax-free or tax-deferred profits for the rest of your life!

If you are a retired person or just have a nice retirement portfolio and want to invest your funds, you have two options. You can keep your money in Self Directed Retirement Accounts, where you earn a meager interest rate. OR you can use your self directed IRA to invest in real estate earning huge returns where you are in total control.

You can use any of the following retirement funds:

• Traditional IRA
• Roth IRA
• Sep IRA
• Simple
• Individual (k)
• 401k
• Health Savings Accounts
• Coverdell Educational Savings Accounts

We have listed two of the largest Self Directed firms investors and lenders around the country are using.for their self directed IRA's. These two companies actively participate and advrise their services in Real Estate Investment Associations. They can provide you with the answers to your questions. You can view their website for more information and you can call them as well. Also call your present firm as well to see if they offer a similiar program.We may have used and worked with both companies as well as knowing other investors who have accounts with them, but we are NOT endorsing either firm and only list them for educational purposes.

Is this legal? - It sure is!

Although IRA rules prohibit the use of IRA funds to purchase real estate for personal use, many investors are not aware that they can purchase investment real estate as well as create loans by using IRA monies. Learn to make the most of your investments by using this feature of an IRA.

Talk to your financial advisor about your investment intentions and ask how they may be eligible for support from your IRA funds.

Use a reputable third-party intermediary to help you manage this investment before dipping into invested IRA monies.

Make sure that you understand the two different ways to use your IRA in purchasing or making loans in real estate. One method relies on the IRA to own the real estate through a self-directed IRA custodian. A second relies on IRA funds to be loaned for the purchase, but the real estate is owned by another party to which your IRA holds the mortgage.

Locate an independent IRA custodian that deals with real estate transactions and arrange your investment plan.

Through the use of a "self-directed IRA," an account that allows you to select your own investments, individuals can sell real estate, buy stocks, sell stocks, buy real estate, back and forth, all within one retirement plan.

The same tax benefits remain regardless of whether you're buying stocks or real estate. All gains are tax-deferred as you buy and sell within the retirement.

The concept, although not new, is catching on, likely because of the real estate market opportunities, and more likely because of the huge returns that it offers!

You can offer investors a real estate loan from your retirement account, which could be paying anywhere from 15%, or 20%, collateralized by a first trust deed or mortgage and note on that property. It's a fact that most people aren't prepared for retirement, the lack of corporate pension plans and the limited resources of Social Security are just a few contributing factors that make saving on your own even more vital.

Having diversification and a wide variety of investment choices for your IRA brings more opportunity for success. Lending money from your self directed IRA just opens up another window.

Now that you know a few places to get your funds, you might ask me how to begin this entire process. We have laid out a step-by-step guide that will tell you how to become a private lender providing funds for the professional and experienced real estate investor and earn the kind of return you to make your investment portfolio grow up to six times faster each year.

Nation's Leading Provider; Self Directed IRA, Real Estate IRA and more. Edwin Kelly Director of New Business Development 225 Burns Rd. Elyria, OH 44035 Phone: 1-888-ETC-IRAS (382-4727) www.trustetc.com		Ms. Jaime J. Raskulinecz, CPM Chief Executive Officer Entrust Northeast, LLC 13 Rockland Terrace, Suite 300 Verona, NJ 07044 973-857-8058 phone 973-857-8880 fax www.EntrustNortheast.com